**Here’s the third in my series of multiplication tricks. The first was a trick for multiplying by 5. The second a trick for multiplying by 15, and now this one, a trick for multiplying by 25. Anyone see a pattern?**

**TRICK #3:**

**WHAT THE TRICK LETS YOU DO:** Quickly multiply numbers by 25.

**HOW YOU DO IT:** The key to multiplying by 25 is to think about quarters, as in “nickels, dimes, and quarters.”

Since four quarters make a dollar, and a dollar is worth 100 cents, the concept of quarters helps children see that 4 x 25 = 100.

Since four quarters make one dollar, children can see that twice that many quarters, 8, must make two dollars (200 cents). And from that fact children can see that 8 x 25 = 200.

Following this pattern, children can see that twelve quarters make three dollars (300 cents). So 12 x 25 = 300. And so on.

Fine. But how does all of this lead to a multiplication trick?

The trick is this. To multiply a number by 25, divide the number by 4 and then tack two 0s at the end, which is the same as multiplying by 100.

A few more examples:

16 x 25. Divide 16 by 4 to get **4**, so the answer is **4**00. [In money terms, 16 quarters make $**4** = **4**00 cents.]

24 x 25. Divide 24 by 4 to get** 6, **so the answer is **6**00. [In money terms, 24 quarters make $**6** = **6**00 cents.]

48 x 25. Divide 48 by 4 to get **12**, so the answer is **12**00. [In money terms, 48 quarters make $**12** = **12**00 cents.]

**Try these for practice:**

20 x 25

32 x 25

36 x 25

16 x 25

24 x 25

44 x 25

52 x 25

76 x 25

**Answers:**

20 x 25 = 500

32 x 25 = 800

36 x 25 = 900

16 x 25 = 400

24 x 25 = 600

44 x 25 = 1100

52 x 25 = 1300

76 x 25 = 1900

But wait, you protest … what about all of the numbers that are not divisible by 4? Good question! But it turns out that there’s a workaround. You still divide by 4, but now you pay attention to the remainder.

If the remainder is 1, that’s like having 1 extra quarter, an additional 25 cents, so you add 25 to the answer.

Example: 17 x 25. Since 17 ÷ 4 = **4** remainder 1, the answer is **4**00 + 25 = 425.

If the remainder is 2, that’s like having 2 extra quarters, an additional 50 cents, so you add 50 to the answer.

Example: 26 x 25. Since 26 ÷ 4 = **6** remainder 2, the answer is **6**00 + 50 = 650.

If the remainder is 3, that’s like having 3 extra quarters, an additional 75 cents, so you add 75 to the answer.

Example: 51 x 25. Since 51 ÷ 4 = **12** remainder 3, the answer is **1200** + 75 = 1275.

**Now try these for practice:**

9 x 25

11 x 25

14 x 25

19 x 25

22 x 25

25 x 25

34 x 25

49 x 25

**Answers:**

9 x 25 = 225

11 x 25 = 275

14 x 25 = 350

19 x 25 = 475

22 x 25 = 550

25 x 25 = 625

34 x 25 = 850

49 x 25 = 1225

Happy teaching!

— Josh

**Josh Rappaport is the author of five books on math, including the Parents Choice-award winning Algebra Survival Guide. If you like how Josh explains these problems, you’ll certainly like the Algebra Survival Guide and companion Workbook, both of which are available on Amazon.com Just click the links in the sidebar for more information! **

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